Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 4, 2016

What’s Ahead For Mortgage Rates This Week – April 4, 2016

Last week's economic calendar was full of new releases including pending home sales, Case-Shiller Home Price Indices and construction spending. Labor related reports including ADP payrolls, federal Non-farm payrolls, and the national unemployment rate were also released along with reports on consumer confidence and weekly reports on mortgage rates and new unemployment claims. Case-Shiller: January Home Prices Up 5.7% Year-Over-Year According to the S&P Case-Shiller 20-City Home Price Index … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Reports, Mortgage Rates

Bob Ramalho April 1, 2016

Green-ify Your Home with These 3 Easy Home Renovations

The concept of going green is often seen as an expensive process, and this can stop many people from taking the small steps needed to make their home more environmentally friendly. If you want to green-ify without any of the high costs, here are some simple things you can do that will easily improve the energy efficiency of your home. Complete An Energy Audit It can cost upwards of $400 to get a certified evaluator to take a look at your property and determine how energy is being wasted, but you … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Green Home Renovations, Home Upgrades

Bob Ramalho March 31, 2016

Understanding Mortgage Tax Benefits and How They Save You Money in the Long Run

If you're considering whether home ownership is the right decision for you, there are lots of different factors you'll want to take into account. Do you want to keep moving around, or are you ready to lay down roots in a community? Are you prepared for the additional upkeep that home ownership requires? But one of the big factors in home ownership that few potential buyers consider is the tax benefits of getting a mortgage. Although it may seem counterintuitive, getting a mortgage on a property … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Tax Benefits, Mortgage Taxes

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