Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 4, 2025

How to Read Between the Lines in a Real Estate Listing

When you are scrolling through homes online, it's easy to get swept away by beautiful photos, catchy descriptions, and enticing phrases like "charming fixer-upper" or "cozy starter home." But as a real estate agent, let me tell you, there is often more to the story than meets the eye. Learning to read between the lines of a real estate listing can save you time, prevent disappointment, and help you find the right home faster. Here is how to decode what those listings are really saying: "Needs … [Read more...]

Filed Under: Home Selling Tips Tagged With: Home Search, Real Estate Tips, Smart Buying

Bob Ramalho June 3, 2025

Getting Approval for a Short Sale

If you are struggling to make your mortgage payments and facing the possibility of foreclosure, you're not alone and you are not out of options. One path worth considering is a short sale, which can help you avoid the long-term impact of a foreclosure on your credit report. As a mortgage originator, I have helped many homeowners navigate this process. A short sale occurs when your lender agrees to accept less than the full amount owed on your mortgage to settle the debt. In this scenario, you … [Read more...]

Filed Under: Home Selling Tips Tagged With: Avoid Foreclosure, Mortgage Relief, Short Sale Help

Bob Ramalho June 2, 2025

What’s Ahead For Mortgage Rates This Week – June 2nd, 2025

The PCE Index release—the Federal Reserve’s preferred inflation indicator—has shown favorable results. However, the overwhelming sentiment remains one of uncertainty due to the ongoing trade wars. With these conflicts still in full swing, inflation is expected to rise in the near future at a faster-than-anticipated pace. Following the recent trade truce with China, consumer sentiment has improved, though the long-term impact remains uncertain. As expected, consumer spending has … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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