Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho July 2, 2024

Understanding the Importance of Disclosures in Real Estate

Disclosures are a crucial aspect of the home-selling process. Though the disclosure form may appear lengthy and complex, it is essential to complete it accurately. Failure to disclose certain issues or providing false information can lead to legal repercussions, even after the sale is finalized. Compliance with Laws Adhering to federal, state, and local disclosure laws is mandatory. While federal requirements are minimal, one significant federal mandate is the disclosure of lead paint. Homes … [Read more...]

Filed Under: Real Estate Tagged With: Property Disclosure, Real Estate, Real Estate Advice

Bob Ramalho July 1, 2024

What’s Ahead For Mortgage Rates This Week – July 1st, 2024

Following the release of key data such as the FOMC rate decision and CPI and PPI inflation reports, only the PCE Index reports remained to set the course, which are coming in well within expectations. The Consumer Confidence Report is also a significant concern since it influences broader economic decisions when consumers hesitate to spend, usually due to rising living costs. Consumer Confidence Report Consumers were slightly more optimistic about the economy at the end of June, but the effects … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho June 28, 2024

Green Features to Look for When Buying a Home

When shopping for a new home, it's important to consider not just the aesthetics and location, but also the environmental impact of your future residence. Green features in homes are becoming increasingly popular, not only for their benefit to the environment but also for the cost savings they can provide over time. Here are some key green features to look for when buying a home: 1. Energy-Efficient Appliances One of the easiest ways to ensure your new home is eco-friendly is by checking for … [Read more...]

Filed Under: Real Estate Tagged With: Eco-Friendly Homes, Energy Efficiency, Green Living

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