Buying a home isn't cheap – and even though mortgage rates are low, your own financial circumstances may mean that your monthly payment is more than you can afford. Whether you're a new buyer looking to save money or a cash-strapped owner who needs to free up extra income, there are several ways you can lower your monthly payments – here are just five of them. Make 13 Payments Every Year If you have some extra money and you're looking to pay down more of your principal amount, making … [Read more...]
Homeowner Association Rules: How They May Affect Your Buying Decision
Beyond the mortgage, maintenance and property taxes of a new home, you may not be aware that many newer communities require you to be part of the Homeowner Association (HOA). If you're wondering about what the HOA entails and how this can impact the home and community you live in, here are some facts that may be important to know before you buy. What Is A HOA? If you happen to have a Homeowner Association present in your new community, it's important to know that this body works to enforce the … [Read more...]
5 Fun Ways to Spring Clean with the Kids
Spring-cleaning might seem like a necessity if you've accrued a lot of stuff through the fall and winter seasons, but it can be hard to determine how to get your kids involved. If you're looking for tips on how to get this task done and engage your children at the same time, here are a few fun ways. Play Some Tunes It goes without saying that almost everything is more fun with music, and kids will readily agree with this! Instead of silence, pique your children's interest with their favorite … [Read more...]
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