Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 13, 2025

What’s Ahead For Mortgage Rates This Week – October 13th, 2025

Due to the government shutdown, nearly all reports will be delayed aside from a few third party reports. The Consumer Sentiment report has been released on time and shows that consumers are still frustrated with the economy and increasingly high inflation. It is unknown when the government shutdown will end and when we will be seeing reports released again in a timely fashion. Interest rates will still be continued to be adjusted amidst the government shutdown. Consumer SentimentAmericans have … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho October 10, 2025

Why Some Homes Sell Before They Hit the MLS

Not all homes spend weeks on the market waiting for buyers. Some properties sell before they are listed on the Multiple Listing Service, also known as pocket or off-market sales. Understanding why this happens can help buyers and sellers navigate the real estate landscape more strategically and take advantage of opportunities that are not publicly advertised. Exclusive Listings and Pocket SalesSellers may choose to list their homes privately to test the market or maintain privacy. Real estate … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Selling Tips, Off Market Home, Pocket Listing

Bob Ramalho October 9, 2025

The Most Overlooked Costs of Selling a Home

Selling a home can feel straightforward, but many homeowners are surprised by the hidden costs that can affect their bottom line. Beyond the agentís commission and mortgage payoff, a variety of expenses can accumulate during the selling process. Understanding these costs ahead of time ensures you are financially prepared and helps avoid surprises at closing. Repairs and Home ImprovementsEven minor repairs can add up. Painting, fixing leaks, replacing outdated fixtures, and landscaping … [Read more...]

Filed Under: Home Selling Tips Tagged With: House Hunting, Real Estate Advice, Selling A Home

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Recent Articles

  • How to Buy a Home Like a Real Estate Pro
  • What’s Ahead For Mortgage Rates This Week – November 3rd, 2025
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  • What Happens If a Seller Backs Out of a Deal
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