Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 6, 2017

4 Things You Absolutely Should Not Do After You Apply for a Mortgage

If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it's important to be aware that there are things that can have a negative impact on your application. Whether you've just submitted your documents or are getting close to it, here are some things you may want to avoid. Acquiring New Credit It may seem silly that something as minor as a new credit card can be a mark against your credit, but applying for … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Bob Ramalho January 5, 2017

Making the Grade: How to Research Local Schools Before Buying Your Next Home

There are so many things involved in moving into a new home in a different neighborhood that it can be easy to forget about the proximity of many nearby amenities. However, if you have children, the local schools available can make-or-break the decision on whether or not to invest in a house. If you're wondering how you can find out more about the local school, let the following tips be your guide. Take a Web-Search To SchoolMatch.com One of the benefits of so many things being online these days … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips

Bob Ramalho January 5, 2017

Let’s Talk Closets: How to Organize Your Closet Spaces Without Breaking the Bank

There is a particular pleasure in a well-organized closet; not to mention the space and energy-saver that it becomes! And the best part is that you don't need to spend tons of money to get a dapper closet space. A lot of the work is just thinking outside the (clothing) box. Plan The Closet First Before anything else, sit down and plan out your closet. Measure it so you know the exact dimensions (if you need to grab a rod or drawers, you'll know what size fits). Clean out your closet (to get a … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Real Estate Tips, Upgrades and Renovations

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