Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho February 9, 2017

Take the Plunge: Why Installing an In-ground Pool Will Boost Your Home’s Resale Value

Whether you're planning to sell or not, if you can afford to upgrade your home it's almost always worth it. But the question is: which renovations add value to your life, as well as your house? Let's explore how adding an in-ground pool to your backyard can boost your home's value. The Ultimate In Functional Luxury It's true that there are many home upgrades that add a ton of value. Kitchen renovations, home solar panels and other long-term investments tend to pay off. But few are as luxurious … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho February 8, 2017

Worried About Future Mortgage Rate Increases? Here’s How to ‘Stress Test’ Your Finances

When it comes to real estate, there are always going to be upswings in the market that will have an impact on your mortgage payment and overall financial health. However, with a fluctuating market here to stay, you may be wondering how you can guard your biggest investment and your finances against rate increases. If you're concerned about rates on the rise, here are a few tips to test out you're fiscal well-being. Calculate Your Debt-To-Income Ratio It's beneficial to determine your DTI ratio … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

Bob Ramalho February 7, 2017

Buyer’s Remorse: 3 Things You Should Never Say When You’re Negotiating to Buy a Home

The prospect of finding the home you've always dreamed of can be such an exciting prospect that it's easy to forget all about the process of negotiating. However, it's important to keep a few things to yourself when it comes to the art of making the deal. If you're currently searching for the right place and are preparing to sign on the dotted line, here are a few phrases it's best to avoid. Declaring It Your Dream Home There's nothing wrong with finding the ideal home and getting enthusiastic … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Negotiations

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