Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 19, 2017

Upgrading Your Home? 5 Great Reasons to Make the Switch to Hardwood Floors

Are you tired of scouring the internet, trying to find the secret recipe for whatever will take stains out of your carpet? And the irritating annual steam cleaning ritual where your whole home is soaking wet for a couple of days? Ugh. If your old carpet has you down, it might be time for a change. In today's blog post we'll share five great reasons why you'll want to make the switch from carpet to hardwood floors. Your Home Will Look Amazing Let's face it. Unless you have a serious appreciation … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho September 18, 2017

What’s Ahead For Mortgage Rates This Week – September 18, 2017

Last week's economic readings release included reports on inflation, core inflation retail sales and retail sales excluding autos. Consumer sentiment, along with weekly readings on mortgage rates and new jobless claims were also reported. Inflation Exceeds Expectations, Retail Sales Lag Consumer prices rose 0.40 percent in August, which surpassed expectations of 0.30 percent growth and July's reading of 0.10 percent. Core consumer prices, which exclude volatile food and energy sectors, matched … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho September 15, 2017

You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

Have you been considering a mortgage for your next home purchase? As with any loan or financial product, there are a variety of fees and costs you may incur in the process of closing your mortgage. In today's post, we'll explore a few of these potential fees and the situations in which you may encounter them. Let's get started! Title Insurance Costs You're almost certainly going to incur insurance fees and charges. In most cases, you'll need to pay for title insurance for the lender, which is … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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