Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 10, 2017

Buying a New Home? Here’s Why Mortgage Pre-Approval Should Be Your First Step

Are you thinking about buying a new house, condo or apartment? Whether you are upgrading, downsizing or investing, if you intend on borrowing the funds you'll need to be pre-approved for a mortgage. In today's blog post we'll explore mortgage pre-approval and why this should be one of your first steps in buying a new home. Pre-Approval Helps To Determine Your Budget Do you know your budget? Mortgage lenders consider many factors when deciding how much they are willing to lend to a home buyer. … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho October 9, 2017

What’s Ahead For Mortgage Rates This Week – October 9, 2017

Fixed mortgage rates rose by two basis points last week as the average rate for a 5/1 adjustable rate mortgage dropped by two basis points.  Construction spending returned to positive territory, but job growth dropped in public and private sectors. National unemployment was lower. Construction Spending Rises in August Builders increased construction spending in August after July's reading dipped lower than June's reading. Construction spending rose by 0.50 percent in August, which exceeded … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho October 6, 2017

Brighten up Your House With These Autumn-inspired Home Decor Ideas

The kids are heading back to school, the leaves are starting to turn and the weather is getting cooler. Yes, autumn has arrived, but the end of summer does not mean that your home décor has to suffer. Let's take a look at a few ways that you can brighten up your home and give it that warm, autumn feeling. Start With Oranges, Yellows And Light Browns A quick walk through your local neighborhood will offer a good sense of the color palette that you should be using in your décor … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

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