Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 8, 2017

Graduating With Student Loan Debt and Worried About Your Mortgage Prospects? You’re Not Alone

Did you recently graduate from college or university? If so, you may still be dealing with a financial hangover in the form of student loan debt. The vast majority of today's students have to borrow to invest in their education, which can affect financial plans once school is finished. In today's post, we will explore buying a home with a mortgage when still dealing with outstanding student loan debt. Your Situation Is Common, But Unique To You First, try to keep in mind that you are not alone. … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Bob Ramalho December 7, 2017

To Stay or to Go: Should You Hang Around During Your Open House?

Are you thinking of listing your home for sale? Whether this is your first sale or you have been through the process a few times, you are probably aware that you will need to host at least one open house. Welcoming strangers in to tour your home can range from delightful to irritating, but it is a critical part of the selling process. So, should you stick around or disappear when potential buyers are viewing your home? Let's explore your options. The Best-Case Scenario For almost every buyer, … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Open Houses, Selling A Home

Bob Ramalho December 6, 2017

Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First Home

Are you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever can be a significant pain, especially as you're contributing to someone else's financial well-being. The good news is that there are affordable real estate options out there for those investing in their first home. Below we will share a few excellent reasons why an apartment or condo might be the best choice for a first-time home buyer. A Manageable Monthly Payment In most markets … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

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