Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho May 14, 2018

What’s Ahead For Mortgage Rates This Week – May 14th, 2018

Last week's economic reports included readings on consumer prices, consumer sentiment and weekly readings on mortgage rates and new jobless claims. Consumer Price Index Increases in April Consumer prices rose by 0.20 percent in April according to the Commerce Department. Analysts expected prices to rise by 0.30 percent based on a negative reading of -0.10 percent in March. Core consumer prices, which exclude volatile food and energy sectors, eased to 0.10 percent growth in April after growing by … [Read more...]

Filed Under: Financial Reports Tagged With: CPI, Housing, Mortgage Rates

Bob Ramalho May 11, 2018

5 Critical Tips For Buying In A Seller’s Market

This summer, quality homes are being scooped up almost as fast as they're being listed - and for top price. Yes, it's a seller's market out there, which is great news if you're planning to list your home. For those looking for a home, the competitiveness can be frustrating and aggravating. Frustrating as it may be, there's plenty of reason for buyers to stick it out until their offer is accepted. For starters, interest rates are still fairly low. And secondly, there are great homes out … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Offer, Real Estate

Bob Ramalho May 10, 2018

How to Get Along With Your Homeowners Association

Rules and covenants of a homeowners association can be a bit overwhelming, especially for a first time homeowner. Understanding that the regulations are designed to protect the value of your home helps make some restrictions easier to live with. Homeowners Association CC&Rs, which stands for "covenants, conditions and restrictions," can be intimidating. But, with the growing number of communities and subdivisions that have existing HOAs, it's important to know what you're getting into … [Read more...]

Filed Under: Real Estate Tagged With: CC&Rs, Homeowners Association, Real Estate

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