Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 8, 2024

5 Tips for Staging Homes to Sell Faster

When selling a home, staging can be the key to a faster sale. It helps buyers imagine living in the space and showcases the home’s best features. Here are five simple tips to stage your home and make it more appealing: 1. Declutter and Depersonalize To make your home inviting, remove excess items and personal belongings. Too much clutter can overwhelm potential buyers, and personal photos or unique decor can make it harder for them to picture the space as their own. Stick to simple, clean … [Read more...]

Filed Under: Around The Home Tagged With:  Sell Your Home Fast, Home Staging, Real Estate Tips

Bob Ramalho October 7, 2024

What’s Ahead For Mortgage Rates This Week – October 7th, 2024

Last week was a fairly light week, with the non-farm payroll data being the most significant release. The data showed that payrolls are growing at a faster rate than historical trends suggest, which could indicate that inflation is still above the Federal Reserve's target. In contrast, the upcoming week has a busy schedule, with many important economic releases lined up back to back. Non-Farm Payrolls Hourly pay for American workers rose a sharp 0.4% in September - above expectations - to put … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho October 4, 2024

20% Down Payment vs. Mortgage Insurance

When it comes to buying a home, one of the biggest decisions is whether to save up for a 20% down payment or opt for mortgage insurance. While a 20% down payment has traditionally been the gold standard, mortgage insurance is becoming an increasingly viable option for many buyers. Here's a closer look at both paths to help you determine which is right for you. The 20% Down Payment: Stability and Long-Term Savings A 20% down payment has long been viewed as a smart financial move, and for good … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Down Payment Options, Home Buying Tips, Mortgage Insurance

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