Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 5, 2018

Questions and Answers Regarding The Veterans Loan Program

Owning a home is important to military veterans just like the majority of other consumers.  The Veteran's Administration has provided an exceptional benefit for those who have served (or are currently serving) in any of the armed forces. And this VA Loan Program is helping thousands of service members achieve the goal of home ownership. There are a number of questions that come up regarding the fees and qualifications of the VA Loan Program.   What Are The Specific VA Fees? Many … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, VA, Veterans

Bob Ramalho April 5, 2018

The Younger Real Estate Market: Move Over Millennials, Gen Z Is Moving Into Home Ownership

Although the majority of the Generation Z population make $25,000 or less per year, they really have embraced the American Dream of home ownership. According to a recent survey by Zillow, 97 percent of Gen Z renters asked were confident they will be homeowners in the future, whereas only 55 percent of Millennials were 82 percent of Gen Zers who were renting identified home ownership as the most important component of the American Dream -- more than Millennials, even though … [Read more...]

Filed Under: Market Outlook Tagged With: Gen Z, Millennials, Real Estate

Bob Ramalho April 4, 2018

Selling Your Home FHA? Learn These Tips To Ensure A Smooth Closing

Before an owner can market a property to buyers that want to use a FHA loan, he will want to familiarize himself with the FHA's standards. FHA won't insure loans on just any property. While their standards aren't as stringent as they used to be, a home needs to be in relatively good condition to qualify for FHA financing. Location and Lot To qualify for FHA financing, the property has to be located on a road or easement that lets the owner freely enter and exit. The access also has to be paved … [Read more...]

Filed Under: Home Seller Tips Tagged With: FHA, Home Sales, Mortgage

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