Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 4, 2019

What’s Ahead For Mortgage Rates This Week – March 4th, 2019

Last week's economic reports included readings from Case-Shiller Housing Price Indices and Commerce Department reports on housing starts and building permits issued. Readings on pending home sales and consumer confidence were released along with weekly reports on mortgage rates and initial jobless claims. Case-Shiller Home Price Growth Slows to Lowest Rate in Four Years Home prices continued to grow in December but reached their slowest pace since November2014. Seasonally-adjusted annual home … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Interest Rates, Mortgage Rates

Bob Ramalho March 1, 2019

5 Financial Terms Every Real Estate Investor Should Know

The success of your real estate ventures depend on your ability to navigate the financial world. Learn these terms to make it easier to understand what's going on with your real estate investments. Cash Flow Contrary to popular belief, cash flow isn't just the amount of liquid assets you have available. Your cash and unused lines of credit are an essential indicator of your ability to complete projects and pay the cost of ongoing operations. However, these factors don't tell the whole financial … [Read more...]

Filed Under: Real Estate Tagged With: Amortization, Cash Flow, Real Estate

Bob Ramalho February 28, 2019

11 Simple Ways To Save Money Toward The Purchase Of Your New Home

If you find it difficult to make ends meet, these tips will help you save money in ways that are easy to do and create substantial savings over time. Declutter Get rid of stuff you do use or need by having a garage or yard sale or by putting things for sale on eBay or Craigslist. Make Your Own Coffee Do you really want to make that billionaire richer by buying coffee for $5+ a cup? Make your own gourmet coffee that costs around 50 cents per cup for the same thing. Bring Your Own Lunch Making … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, New Home, Real Estate

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