Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 10, 2018

What’s Ahead For Mortgage Rates This Week – December 10th, 2018

Last week's economic reports included readings on construction spending and Labor Department readings on private and public jobs growth. The Consumer Sentiment Index was released along with weekly readings on mortgage rates and new jobless claims. Construction Spending Slows in October Residential construction slowed in last month as public works projects increased. Private sector construction spending fell by -0.10 percent as compared to expected growth of 0.30 percent and last month's negative … [Read more...]

Filed Under: Financial Reports Tagged With: Consumer Sentiment, Financial Reports, Mortgage Rates

Bob Ramalho December 7, 2018

Guide to Quartz, Granite and Laminate Countertops

It can be confusing choosing the right countertop material for your kitchen. Here is a list of some common countertop materials along with their pros and cons. Knowing the differences will help you choose the right material to serve your needs.  Quartz Countertops Quartz is available in different colors and can have a luxurious appearance because it is a manufactured product. It is durable, which means it will not chip or crack as easily as natural stones. Quartz countertops have a … [Read more...]

Filed Under: Real Estate Tagged With: Home Decorating, Home Improvement, Real Estate

Bob Ramalho December 6, 2018

Newest Home Pricing Data Shows Homes Becoming More Attainable Across The Country

Case-Shiller's 20-city home price index for September reported the lowest pace of year-over-year home price growth in almost two years. Lower home prices balanced housing markets between sellers and buyers, but home prices continued to grow approximately two times faster than wage growth. Case-Shiller's 20 city home price index for September posted a home price growth rate of 5.20 percent as compared to August's year-over-year growth rate of 5.70 percent. While analysts expected slower rates of … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Home Buyers, Home Prices

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