Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 17, 2018

What’s Ahead For Mortgage Rates This Week – December 17th, 2018

Last week's economic reports included readings on inflation and retail sales. Weekly readings on mortgage rates and new jobless claims were also released. Retail Sales Grow, Inflation Unchanged in November November retail sales grew by 0.20 percent in November as compared to expectations of 0.10 percent and October's reading of 1.10 percent growth. Core retail sales, which exclude automotive sales, grew by 0.20 percent and met expectations. Analysts said online stores pushed retail sales … [Read more...]

Filed Under: Financial Reports Tagged With: Interest Rates, Mortgage Rates, Retail Sales

Bob Ramalho December 14, 2018

Should You Buy A Fixer Upper Or Move-In Ready Home?

There's a lot to be said for buying a move-in ready home. All you have to do is put your things away and start living your life. On the other hand, buying a fixer upper has its advantages, too. You can get a great bargain on a fixer upper home. So which one should you choose? Here are some things to consider. You Can Easily Afford To Buy What You Want If money is no object, then a move-in ready home is the best choice. You'll be able to get exactly the home you want with little or no effort … [Read more...]

Filed Under: Real Estate Tagged With: Fixer-Upper, Home Sales, Real Estate

Bob Ramalho December 13, 2018

3 Things You Need To Know About Divorce And Homeownership

Divorce can be an incredibly emotional and financially stressful time. Questions about what happens to assets and the family home add to the anxiety. Each state has divorce laws that differ and that can complicates decision-making. For example, marital assets are distributed differently in community property states from equitable distribution ones. The idea of 50-50 splits may be a myth because judges have the discretion to deviate from even percentages. That being said, these are three things … [Read more...]

Filed Under: Real Estate Tagged With: Dividing Assets, Divorce, Real Estate

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