Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 9, 2019

3 Ways to Reduce the Environmental Impact of Your Home Renovation Project

The right home renovation strategy can increase property values and improve the comfort and utility of your space. However, your actions could have a harsh impact on our natural resources. Here are several ways you can reduce your renovation's effect on the environment. Use Sustainable Products Choose Earth-friendly materials for a greener build. Try reclaimed flooring. Ask permission at construction sites or search internet exchange boards to find unwanted extras. With a little artistic … [Read more...]

Filed Under: Real Estate Tagged With: Home Improvement, Home Renovation, Real Estate

Bob Ramalho April 8, 2019

What’s Ahead For Mortgage Rates This Week – April 8th, 2019

Last week's economic news included readings on construction spending and inflation; labor sector reports on the national unemployment rate, public and private sector employment were also released. Weekly readings on mortgage rates and new jobless claims were also released. Construction Spending Rises, Retail Sales Slip Construction spending expanded by one percent in February according to the Commerce Department spending was one percent higher month-to-month; analysts expected a negative … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rate, Mortgage Rates

Bob Ramalho April 5, 2019

5 Options To Consider When Your Appraisal Comes In Low

Yikes! You are set on buying the home that you picked out and the appraisal comes back at a lower amount than the amount needed for the home loan to be approved. What do you do? After you calm down your significant other and then take three deep breaths, here are some options to consider. Request A New Appraisal Appraisals are only one person's professional opinion. There are rules that must be followed when making an appraisal; however, there is still some flexibility in how to apply the rules. … [Read more...]

Filed Under: Mortgage Tagged With: Appraisal, Home Buying, Mortgage

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Recent Articles

  • What’s Ahead For Mortgage Rates This Week – November 3rd, 2025
  • What to Do If Your Home Appraisal Comes in Low
  • How to Negotiate Home Repairs After an Inspection
  • What Happens If a Seller Backs Out of a Deal
  • How to Decide Between a Condo, Townhouse, or Single-Family Home
  • Understanding Mortgages and Inflation and How Borrowers Can Benefit
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