Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 8, 2019

How Does My Existing Debt Affect Getting A New Mortgage?

Carrying debt is a common problem that people have. Some of the most common types of debt include student loans, credit cards, and motor vehicles. When you are interested in buying a new home, you often think about whether or not your debt is going to hurt your chances of qualifying for a new mortgage. Fortunately, you may still get a new home with that debt. There are several factors that may determine whether or not you qualify. Your Debt to Income Ratio The debt to income ratio is a major … [Read more...]

Filed Under: Mortgage Tagged With: Debt, Loan Qualification, Mortgage

Bob Ramalho November 7, 2019

Three Important Benefits Of An Open Floor Plan

If you are looking for a new home, or if you are looking to renovate your existing home, you might have heard about something called an open floor plan. In today's era of housing, this layout has become more popular. In an open floor plan, there is a single, large space that can act as multiple rooms all in one. Often, hallways, walls, and doors are left out. This makes the entire space feel more inviting. There are numerous advantages to this plan that everyone should keep in mind. Added … [Read more...]

Filed Under: Real Estate Tagged With: Home Design, Open Concept, Real Estate

Bob Ramalho November 6, 2019

4 Critical Tips To Consider When Hiring A Home Contractor

There are many reasons why you might be interested in hiring a home contractor. These professionals are an important part of helping someone attain their dream home. While everyone cares about the price of the contractor, this is not the only factor that you should consider. After all, the home is where people spend a lot of their time. By thinking about price alone, you might be sacrificing quality. It is important for you to take the proper steps when it comes to hiring a home contractor. … [Read more...]

Filed Under: Real Estate Tagged With: Contractor, Home Improvement, Real Estate

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