Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 16, 2020

10 US Cities With Highest Mortgage Denial Rates

For many, owning property is seen as a rite of passage. At the same time, for most people, accomplishing this dream is largely dependent on the approval of a mortgage. For this reason, it is important for people to think carefully when deciding who to ask for a mortgage. Some cities have a higher mortgage approval rate than others. Identifying Problems With A Mortgage Application Before applying for a mortgage, it is important to think about the most common reasons why someone might be rejected. … [Read more...]

Filed Under: Mortgage Tagged With: Market Conditions, Market Trends, Mortgage

Bob Ramalho January 15, 2020

The Secrets Of Selling Real Estate

When it comes to selling a home, there is a lot to think about. While most people know that the best time to list a home is in the Spring (due to the fervor of the summer), the real estate market keeps rumbling along no matter what time of year it is. With this in mind, it is important to have a firm strategy in place. This comes in the form of a real estate professional. In addition to trusting the professionals, there are a few other important points to keep in mind. Don't Trust The Online … [Read more...]

Filed Under: Real Estate Tagged With: House Listing, Real Estate, Selling Tips

Bob Ramalho January 14, 2020

Home Warranties: Are They Worth It?

Owning a home comes with major responsibilities and also offers major questions. One of the biggest questions that people will have to answer is whether or not they want to take out a home warranty. In order to decide whether a home warranty is worth it, it is important to first understand what a home warranty is. What Is A Home Warranty? A home warranty is not the same thing as home insurance. First of all, homeowners insurance is something that is required to purchase a home in the first … [Read more...]

Filed Under: Real Estate Tagged With: Home Repairs, Home Warranty, Real Estate

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