Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 24, 2020

When It Makes Sense To DIY

Many homeowners enjoy DIY, or Do-it-Yourself, home improvement projects. There's nothing quite like the pride of knowing you used your own hands to put together or improve something. With the explosion of social media sites such as YouTube, Pinterest,and TikTok, spending a weekend on DIY projects seems easier than ever before. After just a couple of minutes spent searching, you can find a step-by-step tutorial, before and after photos, or a time-lapse video of any project imaginable. Anyone can … [Read more...]

Filed Under: Real Estate Tagged With: Home Improvement, Home Repairs, Real Estate

Bob Ramalho March 23, 2020

What’s Ahead For Mortgage Rates This Week -March 23rd , 2020

Last week’s economic reports included readings from the National Association of Home Builders on housing market conditions, Commerce Department readings on housing starts and building permits issued and  National Association of Realtors® reporting on sales of previously-owned homes. The Federal Reserve canceled the scheduled meeting of the Federal Open Market Committee and Fed Chair’s press conference, but the Fed did lower its target federal funds rate early in the week. … [Read more...]

Filed Under: Financial Reports Tagged With: Federal Reserve, Financial Reports, Mortgage Rates

Bob Ramalho March 20, 2020

The Long-Term Toll Of College Costs

Taking out enormous student loans to get a college degree may be a terrible idea for some. The burden of paying off this debt can make it far more challenging to do other important things like buying a home. Here are some common problems that come from taking out large student loans: Not Worth It: The college degree may not help you land a high-paying job. Even high-paying jobs like being a dentist have extremely high educational costs as well. Aspiring dentists borrow, on average, over … [Read more...]

Filed Under: Mortgage Tagged With: Debt Management, Financing Options, Mortgage

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