Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho February 19, 2021

Do You Need Mortgage Insurance Even If It’s Not Required By Your Lender? Let’s Take A Look

Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significant when dealing with mortgage insurance. Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be required even if it's not typically required by your lender. Underwriting Requirements Most home mortgage applications … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Insurance, Mortgage Loans

Bob Ramalho February 18, 2021

Making The Offer: 4 Ways To Craft An Offer That Will Catch The Seller’s Attention

It can take a time and effort to find the perfect home to purchase. After you have found that home, you need to convince the seller that your offer is the one they want to choose. There may be multiple offers made at the same time, and you may be in a situation where you are competing for the home. Even if your offer is the only one the seller receives, there is no requirement that they must accept the offer you make. Crafting an effective offer that will catch the seller's attention is … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Negotations

Bob Ramalho February 17, 2021

The Top Ways To Upgrade The Exterior Of Your Home On A Budget

There are a lot of people who are spending more time at home these days. As the temperature starts to warm up once again, there are some homeowners who are looking for ways to upgrade the outside of their home. Even though there are some people who are looking at installing a brand new patio or deck, this can be extremely expensive. Fortunately, there are ways that homeowners can completely transform the exterior of their home without breaking the bank. Take a look at a few of the top ideas … [Read more...]

Filed Under: Real Estate Tagged With: Exterior Upgrades, Real Estate Tips, Upgrading Home

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