Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 5, 2021

Is It Time To Create A Home Office: What To Know

Office work has changed significantly during the past few years. With many people working well from home, numerous employers are becoming open to the possibility of allowing their employees to work from home permanently. With many people looking for ways to be productive from home, it is critical to create an environment that is conducive to being productive. How can homeowners make this happen? Make Small Changes First It is difficult to make major changes in a small home or condo; however, … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Additions, Home Office, Real Estate Tips

Bob Ramalho August 4, 2021

Real Estate Terms: The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you're currently looking for a home and are considering your loan options, you may have even heard the term 'Debt to Income' ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment. Determining Your 'Debt to Income' Ratio It's important to consider what exactly your DTI ratio is before your home … [Read more...]

Filed Under: Real Estate Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho August 3, 2021

A Home Inspection: What To Expect

The process of buying a home can be exciting and stressful, with one important task being the home inspection. All real estate professionals will likely recommend a home inspection. This is usually a condition of making an offer on a home. While not all prospective buyers will ask the seller to make repairs based on the inspection report, it is important for buyers to know what they might have to do to repair the home. When an offer is made with a contingency, this allows the buyer to … [Read more...]

Filed Under: Real Estate Tagged With: Inspections, Real Estate, Real Estate Value

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