Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 23, 2024

What’s Ahead For Mortgage Rates This Week – December 23rd, 2024

The rate cut by the Federal Reserve was hotly anticipated, and as predicted, they proceeded with the reduction, signaling the possibility of further cuts depending on inflation data. Although markets were generally receptive to the positive news, other government-related issues had dampened the high spirits temporarily. Outside of the rate decision, the PCE Index (the Federal Reserve’s preferred inflation indicator) has performed positively by beating the forecast. In addition, the … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho December 20, 2024

First-Time Homebuyer Checklist For Success When Embarking On The Homebuying Journey

Purchasing your first home is an exciting milestone, but it can also feel overwhelming without a clear plan. With so many moving parts, from financial prep to evaluating potential homes, having a comprehensive checklist can help simplify the process. Here's everything you need to consider to make your home-buying journey smoother and more successful: 1. Get Your Finances in Order Check Your Credit Score: Lenders rely heavily on your credit score. Aim for a score of 620 or higher to qualify for … [Read more...]

Filed Under: Home Mortgage Tagged With: First Time Homebuyer, Homebuyer Checklist, House Hunting

Bob Ramalho December 19, 2024

How Younger Homebuyers Can Make A Dream Into Reality

For many younger individuals, especially those in Gen Z, the dream of owning a home can feel distant amid rising home prices, mortgage rates, and inflation. With these challenges, it’s easy to wonder if homeownership is truly within reach. While the current housing market may seem daunting, it’s important to know that it’s still possible to become a homeowner with the right strategies and support. With professional guidance, you can navigate the obstacles and achieve your goal … [Read more...]

Filed Under: Homebuyer Tips Tagged With: First Time Homebuyer, GenZ Homebuyers, Homebuying Tips

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