Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 3, 2022

How to Calculate Your True Cost of Living and Determine How Much Home You Can Afford

A monthly mortgage can seem like enough of a financial responsibility on its own, but there are many factors involved in home ownership that affect its fiscal feasibility. If you're in the market for a house and are wondering how your income will stack up against the rest of your expenses, here's how to determine a home cost that's reasonable for you. Determine Your Down Payment Before you start with anything else, you'll want to determine the amount of money you can put down so you can estimate … [Read more...]

Filed Under: Real Estate Tagged With: Down Payments, Monthly Budget, Real Estate

Bob Ramalho March 2, 2022

What To Know About Investing in Short-Term Rental Properties

Many people are looking for a way to diversify their investments, and real estate investing is a popular option. Some people might be interested in short-term rental properties. What is a short-term rental property, and what are the responsibilities of property owners? Learn more about short-term rental properties to figure out if this is a solid option.  An Overview Of A Short-Term Rental Property A short-term rental property is a rental property that typically has residents and renters … [Read more...]

Filed Under: Real Estate Tagged With: Airbnb, Real Estate Investment, Short-Term Rental

Bob Ramalho March 1, 2022

Making Sure You Are Ready To Take On A Mortgage

There is so much to know when it comes to homeownership that even wading into all of the information can seem overwhelming, but if there's one thing you need when the time comes to purchasing a home, it's to be prepared. Here are a few ways that you can ensure you're ready for what a mortgage entails so that buying your dream home will be a positive experience you won't regret. Consider All Of Your Options Instead of accepting the mortgage that your bank is offering you, it's very important to … [Read more...]

Filed Under: Real Estate Tagged With: Credit Score, Home Mortgage Tips, Mortgage Ready

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