Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 8, 2022

Everything Homeowners Need To Know About Down Payments

Buying a house is an exciting time, but homeowners also need to make the best financial decision to meet their needs. One of the biggest decisions potential homeowners will face is how much money to put down. A down payment is the amount of money that homeowners pay upfront when they purchase a home. Many homeowners believe they need to put down 20 percent; however, this is not always the case. What do homeowners need to know about putting a down payment on a house?  20 Percent Is Not … [Read more...]

Filed Under: Real Estate Tagged With: Buying New Home, Down Payment, Interest Rates

Bob Ramalho March 7, 2022

What’s Ahead For Mortgage Rates This Week – March 7, 2022

Last week’s economic reporting included readings on construction spending, written testimony from Fed chair Jerome Powell and data on public and private sector jobs and national unemployment. Weekly readings on mortgage rates and jobless claims were also released. Fed Chair Hints at Rate Hikes in Written Testimony Federal Reserve Chairman Jerome Powell indicated that consistent rate hikes of the Fed’s target interest rate range will likely occur throughout this year, but he said that … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jerome Powell, Mortgage Rates

Bob Ramalho March 4, 2022

5 Tips to Make Moving With Kids Easier

Sometimes a move is unavoidable, regardless of how much you or your kids' would rather stay in your current home. If your young ones are not looking forward to a change in scenery, here are a few tips to help them make a smoother transition into their new home. 1. Involve Them Involving your children in the moving process will not only help them to better understand the move, it will also make them feel as though they are more in control of the situation. By taking them to open houses they'll … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving

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