Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 29, 2025

Weighing the Pros and Cons of Living Near a School

When house-hunting, the location of your potential home is as important as the home itself. One factor you may encounter is proximity to a school. Whether or not you have children, living near a school can significantly impact your daily life. With schools in session for most of the year, it's essential to consider both the benefits and drawbacks before making a decision. Advantages of Living Near a School 1. Convenience for FamiliesFor families with school-age children, living close to a school … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buying, Neighborhood Guide, Real Estate Tips

Bob Ramalho January 28, 2025

Difference Between a Home Inspection and a Home Appraisal

When buying or selling a home, you'll likely encounter both a home inspection and a home appraisal. While these processes are essential for ensuring a smooth real estate transaction, they serve different purposes and involve unique evaluations. Understanding the differences between a home inspection and a home appraisal can help you navigate the home-buying or selling process more confidently. What Is a Home Inspection? A home inspection is an in-depth evaluation of a property’s condition. … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying Tips, Home Inspection, Real Estate 101

Bob Ramalho January 27, 2025

What’s Ahead For Mortgage Rates This Week – January 27th, 2025

With the holiday of the previous week in addition to an extremely light release week, only the Consumer Sentiment report is weighing in on the lending markets. With both the inflation reports showing inflation cooling off, there is still some optimism about where the Federal Reserve will take things. This optimism is only cooled by the uncertainty the new presidency will bring. Many markets have responded in kind, with lending partners showing a trend of increasing rates and other markets … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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