Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 2, 2023

What’s Ahead For Mortgage Rates This Week – January 2, 2023

Last week’s economic reporting included readings on U.S. housing markets, pending home sales, and weekly readings on mortgage rates and jobless claims. S&P Case Shiller Home Price Indices:  Month-to-moth home prices fall in October U.S. home prices fell in October for the fourth consecutive month. Wavering demand for homes was caused by rising mortgage rates and high home prices in many regional markets. The 20-City home price index showed the top three cities with the highest … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho December 30, 2022

Creative Holiday Storage Solutions

Every holiday season when you get out the decorations, there always seems to be a period of organization where you need to untangle lights, sort out the broken ornaments and just get all of the trimmings in order. Next year, skip the hassle of sifting through everything. The year-to-year holiday storage strategies below will help make next December's decorating easy. Hide Paper Up High Utilize a space that is always vacant — the ceiling of your closet. Attach two strings of wire from the … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Holiday Decorations, Holiday Storage

Bob Ramalho December 29, 2022

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

If you're at the stage in life where home ownership is nearly within your reach, you're probably wondering whether you should start looking for a home or whether you should just keep renting. Renting is easier, people say, and it gives you more mobility. But over the long term, all that rent money can really add up - and it eventually reaches a point where buying a home is a better deal. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here's what you need … [Read more...]

Filed Under: Real Estate Tagged With: Home Mortgage Tips, Real Estate, Renting

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