Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 22, 2023

Expecting a Newborn? Baby-proof Your Home With This Quick and Easy Checklist

It's a very exciting time for most parents when their kids begin to crawl, but it can also be much more difficult to watch over your child and ensure their safety. If your child is starting to get along on their own and you're preparing to baby proof, here are the main areas and items you'll want to watch out for. Clearing Away The Crib There's no place your child is going to spend more time, so ensure that there are no toys left in their crib when they're going to sleep. You'll also want to … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho March 21, 2023

An Overview Of A Wrap-Around Mortgage: What To Know

Are you having a difficult time qualifying for a traditional mortgage in the current market? If so, there are other options available, and a lack of financing can frustrate not only the buyer but the seller as well. For example, one option that you may have heard about is called a wrap-around mortgage. The entire goal of this mortgage is to help the buyer get financing to purchase the house while making sure the seller still turns a profit. What do you need to know about a wrap-around … [Read more...]

Filed Under: Real Estate Tagged With: Loan Approval, Real Estate, Wrap Around Mortgage

Bob Ramalho March 20, 2023

What’s Ahead For Mortgage Rates This Week – March 20, 2023

Last week’s economic reporting included readings on housing starts and building permits issued, the National Association of Home Builders Housing Market Index, and Fed Chair Janet Yellen’s Senate testimony. The Commerce Department reported on housing starts and building permits issued published, and a monthly reading on consumer sentiment was published. Weekly reports on mortgage rates and jobless claims were also released. Two bank failures instill fear in depositors In the … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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