Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 13, 2023

Homeowners Insurance: How Much Coverage Do You Need?

Homeownership is a significant milestone that comes with a sense of security and pride. Your home is not just a place to live but also a valuable asset that needs protection. Homeowners insurance provides financial coverage for unexpected events and damage that may occur to your property. Determining the right amount of coverage can be challenging, here are some of  the factors to consider when deciding how much homeowner’s insurance coverage you need. Assessing the Value of Your … [Read more...]

Filed Under: Real Estate Tagged With: Homeowner, Insurance, Real Estate

Bob Ramalho June 12, 2023

What’s Ahead For Mortgage Rates This Week – June 12, 2023

Last week’s scheduled economic news included results from Fannie Mae’s National Housing Survey and weekly readings on mortgage rates and jobless claims. Fannie Mae Survey Shows Lower Home Buyer Confidence in May Fannie Mae reported lower home buyer confidence in housing market conditions in May. High home prices and rising mortgage rates challenged prospective home buyers while providing favorable conditions for sellers. 65 percent of consumers surveyed for Fannie Mae’s Home … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

Bob Ramalho June 9, 2023

The Most Common Dangerous Home Issues

The most important reason to check for dangerous home issues is to ensure the safety of you and your family. Leaving home issues unchecked can cause significant damage to your property and if you're planning to sell your home in the future, it's important to ensure that it's free of dangerous issues that could affect its value. Here’s What to Look For: Electrical problems: Faulty electrical systems, exposed wires, and outdated circuits can pose a serious risk of electrical fires, … [Read more...]

Filed Under: Around The Home Tagged With: Carbon Monoxide Poisoning, Home Dangers, Real Estate

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