Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 27, 2023

How To Beat High Inflation with a Home Purchase

Inflation can erode the value of your savings over time, and one way to hedge against inflation is by investing in assets that appreciate in value over time. Real estate is often considered a good hedge against inflation, as property values tend to rise in line with inflation. Here are some ways a home purchase can help beat high inflation: Lock in a low-interest rate mortgage: High inflation often leads to higher interest rates, but if you lock in a low-interest rate mortgage when inflation is … [Read more...]

Filed Under: Real Estate Tagged With: Home Prices, Inflation, Real Estate

Bob Ramalho June 26, 2023

What’s Ahead For Mortgage Rates This Week – June 26, 2023

Last week’s scheduled economic reports included readings on housing starts, existing home sales, and Federal  Reserve Chair Jerome Powell’s congressional testimony. Weekly readings on mortgage rates and jobless claims were also released. National Home Builders Association Releases June Housing Market Index U.S.  home builder confidence rose by five points to an index reading of 55 in June according to the National Association of Home Builders Housing Market Index. The June … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho June 23, 2023

Maximizing Small Outdoor Spaces: Ideas for Balconies and Patios

Living in an urban setting often means compromising on outdoor space. However, even the tiniest of balconies or patios can be transformed into inviting and functional outdoor retreats. With a bit of creativity and thoughtful planning, you can maximize your small outdoor space and create a beautiful oasis right outside your doorstep. Choose the Right Furniture: When it comes to small outdoor spaces, selecting the right furniture is crucial. Pieces that are compact, lightweight, and … [Read more...]

Filed Under: Around The Home Tagged With: Outdoor Space, Patio, Real Estate

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