Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 3, 2025

Getting Approval for a Short Sale

If you are struggling to make your mortgage payments and facing the possibility of foreclosure, you're not alone and you are not out of options. One path worth considering is a short sale, which can help you avoid the long-term impact of a foreclosure on your credit report. As a mortgage originator, I have helped many homeowners navigate this process. A short sale occurs when your lender agrees to accept less than the full amount owed on your mortgage to settle the debt. In this scenario, you … [Read more...]

Filed Under: Home Selling Tips Tagged With: Avoid Foreclosure, Mortgage Relief, Short Sale Help

Bob Ramalho June 2, 2025

What’s Ahead For Mortgage Rates This Week – June 2nd, 2025

The PCE Index release—the Federal Reserve’s preferred inflation indicator—has shown favorable results. However, the overwhelming sentiment remains one of uncertainty due to the ongoing trade wars. With these conflicts still in full swing, inflation is expected to rise in the near future at a faster-than-anticipated pace. Following the recent trade truce with China, consumer sentiment has improved, though the long-term impact remains uncertain. As expected, consumer spending has … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho May 30, 2025

How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details

Selling a home without furniture can be challenging. Empty rooms can feel cold, echoey, and impersonal, making it difficult for buyers to picture themselves living there. While full-scale staging can work wonders, it’s not always in the budget or timeline. The good news? You can create warmth, character, and connection using a few simple tricks.Here is how to make a vacant house feel like a welcoming home, no furniture required. 1. Start with Lighting That SpeaksNothing makes a home feel … [Read more...]

Filed Under: Home Selling Tips Tagged With: Real Estate Advice, Staging Your Home, Vacant Home Selling

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Recent Articles

  • A Tactical Plan to Go From Renter to Owner in One Year
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  • What’s Ahead For Mortgage Rates This Week – August 4th, 2025
  • The Top Home Buying Regrets and How to Avoid Them
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