Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho February 14, 2024

Four Easy Ways to make the most of your outdoor living space

In today's fast-paced world, finding ways to unwind and connect with nature is increasingly important. One of the best ways to do this is by making the most of your outdoor living space. Whether you have a smaller backyard or a cozy balcony, there are plenty of easy ways to transform it into a welcoming oasis where you can relax, entertain, and enjoy the beauty of the outdoors. In this article, we'll explore four simple yet effective ways. Create Comfortable Seating Areas: One of the keys to … [Read more...]

Filed Under: Real Estate Tagged With: Outdoor Living, Real Estate

Bob Ramalho February 13, 2024

Consider an Adjustable-Rate Mortgage If You Plan to Sell Within 5 Years

Which is better -- a fixed-rate mortgage or an adjustable-rate mortgage (ARM)? It's a common question among home buyers and refinancing households. The answer? It depends. Fixed-rate mortgages offer the certainty of a known, unchanging principal and interest payment for the life of the loan. This stability can aid in budget-setting and financial planning, providing homeowners with a sense of security and peace of mind. On the other hand, adjustable-rate mortgages do not provide the same level of … [Read more...]

Filed Under: Real Estate Tagged With: Adjustable Rate Mortgage, Buying and selling, Real Estate

Bob Ramalho February 12, 2024

What’s Ahead For Mortgage Rates This Week – February 12th, 2024

This week is the release of Core CPI and PPI numbers for January. The only data release of note is the trade deficit and the usual unemployment reports for the prior week. The current trade deficit for the U.S. is operating precisely within expectations and correlating GDP numbers. This current week will provide further guidance for the Federal Reserve as the next release of inflation data is released. U.S. Trade Deficit The U.S. trade deficit rose slightly in December, but the annual gap … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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