The Federal Reserve’s preferred inflation data, the PCE Index, was the highlight of this week. These were followed up loosely by trade balance, retail inventories, and GDP — all of which are strong secondary indicators for current inflation. For lending partners and those affiliated with broader markets, inflation is the key determining factor for rate adjustments, and other data at this point has a nominal impact in comparison. It does appear the Federal Reserve wants to have a … [Read more...]
Explaining Earnest Money: A Crucial Element in Real Estate Transactions
If you're stepping into the world of real estate, understanding earnest money is paramount. So, let's dive in. What is Earnest Money? Earnest money, also known as a good faith deposit, is a sum of money provided by the buyer to the seller as a sign of their genuine intention to purchase the property. It essentially demonstrates the buyer's commitment to the deal. This money is typically held in an escrow account until the closing of the transaction. The Purpose of Earnest Money Shows … [Read more...]
The Risks and Rewards of Short Sale Properties
When you're looking to buy a home, finding a good deal is exciting, but it can also have some tricky parts. Short-sale properties are one place where this happens a lot. If you're thinking about buying one, it's important to know what you're getting into. Let's take a closer look at short sales, the associated risks, and potential benefits for consumers. What is a Short Sale? A short sale occurs when a homeowner sells their property for less than the outstanding mortgage balance, with the … [Read more...]
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