Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho February 19, 2025

Ways to Lower Your Homeowners Insurance Costs

With the cost of everything rising, homeowners are looking for ways to save wherever they can. One expense that often gets overlooked is homeowners insurance. While it is essential to protect your investment, there are ways to lower your premiums without sacrificing coverage. Here are some strategies to help you secure quality insurance at a fair price. Shop Around for the Best RatesInsurance rates can vary significantly between providers, so it pays to shop around. Compare quotes from multiple … [Read more...]

Filed Under: Homeowner Tips Tagged With: Home Insurance, Insurance Savings, Smart Homeownership

Bob Ramalho February 18, 2025

What’s Ahead For Mortgage Rates This Week – February 18th, 2025

The major inflation data reports have been released, and the initial readings indicate that inflation has exceeded expectations. While the data suggests that the Federal Reserve is unlikely to allow any further rate cuts beyond those already implemented, optimism remains in the broader lending markets. This optimism is driven by expectations that the new administration may introduce changes to monetary policy in the longer term. Although inflation has come in higher than expected, it remains to … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho February 17, 2025

Presidents’ Day and the American Dream of Homeownership

Presidents’ Day is a time to reflect on leadership, vision, and the pursuit of big goals. Throughout history, homeownership has been a key part of the American Dream, a foundation for stability, growth, and opportunity.If owning a home is one of your goals this year, now is a great time to start planning. Market conditions, loan options, and expert guidance can all help make your journey easier. Whether you’re buying your first home, upgrading to a new space, or refinancing for … [Read more...]

Filed Under: Holidays Tagged With: AmericanDream, Homeownership, PresidentsDay

Bob Ramalho February 14, 2025

Helping Your Pets Adjust to a New Home

Moving to a new home can be an exciting yet stressful experience—not just for you, but for your pets as well. Animals thrive on routine and familiarity, so a new environment can be overwhelming. Whether you have a dog, cat, rabbit, bird, or other pet, here are some essential tips to help them adjust smoothly and feel at home in their new surroundings. Introduce Moving Supplies GraduallyBefore the move, allow your pets to get accustomed to moving boxes, packing materials, and the changes … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Happy Pets Happy Home, New Home New Adventures, Pet Friendly Moves

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Londonderry, NH 03053

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