Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 6, 2023 Leave a Comment

What’s Ahead For Mortgage Rates This Week – November 6, 2023

The most important data of the quarter was released, signaling the direction for many markets and where economic policy may be headed. Jerome Powell as well as other members of the Federal Reserve spoke about the state of economic policy, informing many parties about their decisions to remain hawkish or dovish in their approach. Further rate hikes could tell a story that inflation is not yet under control and the Federal Reserve feels the need to continue these rate hikes, which will have a … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Jobless Claims, Mortgage Rates

Bob Ramalho November 3, 2023 Leave a Comment

Maximize Your Backyard’s Privacy With These Unique Ideas

One of the most effective ways to increase privacy in your backyard is to plant trees and shrubs. Choose fast-growing evergreen trees and shrubs that will provide year-round coverage. You can also plant a mix of tall and short plants to create layers of privacy. Below are some additional ways to create more privacy. Install a Privacy Fence: A privacy fence is a classic way to create privacy in your backyard. You can choose from a variety of materials like wood, vinyl, or metal. You can also add … [Read more...]

Filed Under: Home Exterior Tagged With: Backyard, Outdoor Space, Privacy

Bob Ramalho November 2, 2023 Leave a Comment

How to Go From Renting to Owning a Home

Going from renting to owning a home can be a significant financial and personal milestone, but it requires careful planning and preparation. Here are some steps to take to make the transition from renting to owning: Determine your budget: Calculate your current expenses and income to determine how much you can afford to spend on a home. Consider factors such as down payment, closing costs, monthly mortgage payments, property taxes, and homeowner's insurance. Save for a down payment: A down … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Home Mortgage, Home Ownership, Renting vs Buying

Bob Ramalho November 1, 2023 Leave a Comment

Home for the Holidays: Maximizing Your Space for Guests

As the holiday season approaches, many of us look forward to spending quality time with family and friends. It's a time for creating cherished memories, sharing delicious meals, and catching up with loved ones. If you're hosting guests in your home this holiday season, it's essential to make them feel comfortable and welcome. Here are some tips to help you maximize your space and ensure a warm and inviting atmosphere for your holiday guests. Declutter and Organize: The first step in preparing … [Read more...]

Filed Under: Around The Home, Holiday Tips Tagged With: Holiday Guests, holidays, Home Organization

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