Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 24, 2025

What’s Ahead For Mortgage Rates This Week – November 24th, 2025

This week finally got a strong release of regularly scheduled data, with unemployment figures coming out first, along with employment-rate data. The prior week included the Consumer Price Index, which came in favorable. Some of the unemployment-related numbers, however, weren’t as telling as they could be: the forecast was roughly 50,000, but the actual figure landed closer to 110,000. That’s an order-of-magnitude miss, suggesting we may need to allow some time for the data to … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho November 21, 2025

Understanding the Risks of Buying a Home With a History of Flooding

A home can look beautiful on the surface, but a past flooding event can create long term challenges that buyers need to understand. If you are considering a property with any history of water intrusion, taking time to learn the risks can protect your safety, your finances and your peace of mind. Why Past Flooding MattersEven if the home has been repaired, a flooding event can leave behind hidden problems. Water exposure may weaken structural elements, damage electrical systems or create long … [Read more...]

Filed Under: Home Buying Tips Tagged With: Flood Risk, Home Buying Tips, Real Estate Education

Bob Ramalho November 20, 2025

Understanding What It Means to Sell Your Home Through a Short Sale

Selling a home can feel emotional and overwhelming, especially when financial pressures make it difficult to keep up with payments. For some homeowners, a short sale becomes a realistic path toward a fresh start. If you are exploring this option, understanding how the process works can help you move forward with confidence. What a Short Sale Really Means A short sale happens when a homeowner sells the property for less than the total amount still owed on the mortgage. The lender agrees to accept … [Read more...]

Filed Under: Real Estate Tagged With: Home Selling Tips, Real Estate Education, Shortsale Info

Bob Ramalho November 19, 2025

Understanding the Different Types of Home Foundations

When buying or selling a home, the foundation is one of the most important yet overlooked elements. It supports the structure, affects durability, and can influence everything from comfort to resale value. As a real estate agent, I often remind clients that understanding the type and condition of a home's foundation can help them make informed choices and avoid costly surprises later on. Slab FoundationsA slab foundation is one of the most common types of foundations used in modern construction. … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Buying Tips, Home Foundations, Real Estate Education

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Recent Articles

  • What’s Ahead For Mortgage Rates This Week – November 24th, 2025
  • Understanding the Risks of Buying a Home With a History of Flooding
  • Understanding What It Means to Sell Your Home Through a Short Sale
  • Understanding the Different Types of Home Foundations
  • Real Estate and Education: How School Districts Affect Property Values
  • What’s Ahead For Mortgage Rates This Week – November 17th, 2025
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