Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 3, 2025

Getting Approval for a Short Sale

If you are struggling to make your mortgage payments and facing the possibility of foreclosure, you're not alone and you are not out of options. One path worth considering is a short sale, which can help you avoid the long-term impact of a foreclosure on your credit report. As a mortgage originator, I have helped many homeowners navigate this process. A short sale occurs when your lender agrees to accept less than the full amount owed on your mortgage to settle the debt. In this scenario, you … [Read more...]

Filed Under: Home Selling Tips Tagged With: Avoid Foreclosure, Mortgage Relief, Short Sale Help

Bob Ramalho June 2, 2025

What’s Ahead For Mortgage Rates This Week – June 2nd, 2025

The PCE Index release—the Federal Reserve’s preferred inflation indicator—has shown favorable results. However, the overwhelming sentiment remains one of uncertainty due to the ongoing trade wars. With these conflicts still in full swing, inflation is expected to rise in the near future at a faster-than-anticipated pace. Following the recent trade truce with China, consumer sentiment has improved, though the long-term impact remains uncertain. As expected, consumer spending has … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho May 30, 2025

How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details

Selling a home without furniture can be challenging. Empty rooms can feel cold, echoey, and impersonal, making it difficult for buyers to picture themselves living there. While full-scale staging can work wonders, it’s not always in the budget or timeline. The good news? You can create warmth, character, and connection using a few simple tricks.Here is how to make a vacant house feel like a welcoming home, no furniture required. 1. Start with Lighting That SpeaksNothing makes a home feel … [Read more...]

Filed Under: Home Selling Tips Tagged With: Real Estate Advice, Staging Your Home, Vacant Home Selling

Bob Ramalho May 29, 2025

How a Bad Buyers Agent Can Hurt Your Sale and How to Protect Your Deal

When selling your home, you put your trust in your own real estate agent to price it right, market it well, and guide you through negotiations. But what many sellers don’t realize is that the buyer’s agent, someone you didn’t hire, can also impact your success. And unfortunately, if that agent is inexperienced, unresponsive, or unprofessional, it could hurt your sale more than you think. Let’s break down how a bad buyer’s agent can complicate your sale, and how to … [Read more...]

Filed Under: Home Seller Tips Tagged With: Listing Agent Tips, Real Estate Truths, Smart Selling

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Recent Articles

  • Getting Approval for a Short Sale
  • What’s Ahead For Mortgage Rates This Week – June 2nd, 2025
  • How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details
  • How a Bad Buyers Agent Can Hurt Your Sale and How to Protect Your Deal
  • Why a Messy Neighbor Can Kill a Sale (And What Sellers Can Legally Do About It)
  • What’s Ahead For Mortgage Rates This Week – May 27th, 2025
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