Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 20, 2026

What’s Ahead For Mortgage Rates This Week – January 20th, 2026

Inflation reports have shown their cards, and they have come in line with expectations. These newer reports rely on less data from sources overall, which is why the PCE Index remains the Federal Reserve's preferred inflation indicator—and that distinction is even more relevant now. Despite inflation coming in as expected, consumers are still feeling the steady pressure of price increases that are not keeping pace with wage growth. This is also consistent with what the PPI has shown, … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho January 16, 2026

How Automation and Technology are Changing Real Estate

In the rapidly evolving landscape of real estate, smart homes are emerging as a transformative force, reshaping the way we live and interact with our living spaces. Automation and technology have become integral components of modern homes, offering unprecedented levels of convenience, efficiency, and sustainability. This article delves into the burgeoning realm of smart homes, exploring the impact of automation and technology on the real estate industry and the future trends that promise to … [Read more...]

Filed Under: Mortgage Tips Tagged With: Automation, Mortgage, Technology

Bob Ramalho January 15, 2026

Uncovering the Hidden Issues Beyond Real Estate Inspections

Purchasing a home is one of the most significant financial investments one can make in one’s lifetime. However, beneath the glossy exterior of a prospective dream home lies a world of hidden issues that can have a profound impact on your investment. While a traditional home inspection is a crucial part of the process, there's more to consider beyond the surface. Let’s explore the importance of going beyond standard home inspections to uncover the hidden issues in real estate … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Electrical, Home Inspection, Mold

Bob Ramalho January 14, 2026

A Comprehensive Guide to Explaining Escrow Accounts

Whether you're a first-time homebuyer or a seasoned homeowner considering a refinance, the term "escrow account" often looms as a source of confusion. Yet, understanding the ins and outs of escrow accounts is crucial for managing your homeownership responsibilities effectively. In this article, we'll address some common questions and concerns regarding escrow accounts to shed light on their importance and functionality. What is an Escrow Account? Escrow accounts, sometimes referred to as … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Escrow, Mortgage, Real Esate

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Recent Articles

  • What’s Ahead For Mortgage Rates This Week – January 20th, 2026
  • How Automation and Technology are Changing Real Estate
  • Uncovering the Hidden Issues Beyond Real Estate Inspections
  • A Comprehensive Guide to Explaining Escrow Accounts
  • 4 Common Remodeling Mistakes and How to Avoid Them
  • What’s Ahead For Mortgage Rates This Week – January 12th, 2026
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