Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 7, 2026

Small Smells, Big Problems, Odors Buyers Should Not Ignore

When you walk into a home, the smell is one of the first things you notice, even before you fully take in the layout or the finishes. Most buyers do not realize how much odors can reveal about a home’s condition. As real estate professionals, we encourage buyers to pay close attention to unusual smells, because even small odors can signal bigger problems hiding beneath the surface. Knowing which smells to take seriously can save you time, money, and future headaches. Pay Attention to Musty … [Read more...]

Filed Under: Real Estate Tagged With: Home Inspection, House Hunting, Real Estate Tips

Bob Ramalho January 6, 2026

Real Estate Considerations for Areas With Extreme Heat

Buying a home in an area with extreme heat comes with unique challenges that many buyers do not think about until after they move in. Hot climates can affect energy costs, home maintenance, long-term comfort, and even property value. As real estate professionals, we help buyers understand what to look for and how to choose a home that stays comfortable, safe, and cost-efficient in hotter regions. With the right preparation, you can make a smart purchase that supports your lifestyle and protects … [Read more...]

Filed Under: Real Estate Tagged With: Extreme Heat, Home Buying 101, Real Estate Tips

Bob Ramalho January 5, 2026

What’s Ahead For Mortgage Rates This Week – January 5th, 2026

With the only notable item on the schedule being the release of the Federal Reserve minutes, which reflect the current stance of the Fed, virtually nothing has changed since the last rate cut. The Federal Reserve is expected to continue its wait-and-see approach. Primary Mortgage Market Survey Index 15-Yr FRM rates saw a decrease of -0.06% with the current rate at 5.44% 30-Yr FRM rates saw a decrease of -0.03% with the current rate at 6.15% MND Rate Index 30-Yr FHA rates saw no change for … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho January 2, 2026

New Year Resolutions for Homebuyers and Homeowners

A new year is the perfect time to reset goals and make smart plans. If buying, selling, or improving a home is on your radar this year, the right resolutions can make a real financial impact. Here are a few realistic New Year resolutions that directly support real estate success for both homebuyers and homeowners: Improve Your Credit ProfileFor buyers, credit score plays a major role in loan options and interest rates. Even small improvements can lead to meaningful savings over time. Start the … [Read more...]

Filed Under: Holidays Tagged With: Home Ownership, New Year Home Goals, Real Estate Resolutions

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Recent Articles

  • Small Smells, Big Problems, Odors Buyers Should Not Ignore
  • Real Estate Considerations for Areas With Extreme Heat
  • What’s Ahead For Mortgage Rates This Week – January 5th, 2026
  • New Year Resolutions for Homebuyers and Homeowners
  • The Five Signs You Are Financially Ready for Homeownership
  • Simple Upgrades That Make a Big Difference in Resale Value
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One Verani Way
Londonderry, NH 03053

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