Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 13, 2022

What To Know About Flood Insurance

Flooding can happen in any location at any time. Even though many people associate floods with coastal properties, flooding can take place inland as well. That is why you always need to take a look at the map to figure out whether your property is located in a flood zone. There are some situations where your lender might require you to purchase flood insurance. What do you need to know? What Is Protected And What Is Not? When you purchase flood insurance, there are three broad components that … [Read more...]

Filed Under: Real Estate Tagged With: Flood, Flood Insurance, Real Estate Insurance

Bob Ramalho October 12, 2022

Current Servicemember or Veteran? 4 Reasons Why a VA Home Loan Is an Excellent Choice

Are you current or former member of the US military service who is looking to buy a new home? If so, you will be pleased to know that there are some special mortgage programs that are open to you. Let's take a look at five reasons why a mortgage backed by the Department of Veterans Affairs is an excellent choice when buying your new home. You Can Borrow Up To 100% Of The Home's Value You read that correctly! VA-backed mortgages are available to you even if you choose to put no money towards … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Real Estate

Bob Ramalho October 11, 2022

Let’s Talk Closets: Why a Walk-in Closet Is a Must Have for Any New Home Buyer

Are you in the market for a new house or condo? Whether you're looking for something luxurious or intimate, you'll want to ensure that you have enough space for all of life's necessities. Many home buyers focus on bedrooms, bathrooms and living areas as their top priorities. But have you given any thought to your closet space? In today's blog post we'll explore why a spacious walk-in closet should be high on your list of "must-haves" for your new home. Enough Storage For A Stylish Couple An … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Upgrades and Renovations

Bob Ramalho October 10, 2022

What’s Ahead For Mortgage Rates This Week – October 10, 2022

Last week’s economic reporting included readings on construction spending, public and private sector job growth, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released. Construction Spending Falls in August The Commerce Department reported less construction spending in August as spending fell by -0.70 percent to $1.78 trillion as compared to July’s reading of $1.79 trillion. August construction spending was lower than the expected … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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