Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 18, 2016

Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

If you're worried about your bad credit, you'll want to do everything in your power to improve your rating as quickly as possible - especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest rates on mortgages or even help you to get that job you're after. IMPORTANT! If you are currently involved in a home loan transaction, speak with your trusted real estate advisor before taking any action regarding your credit! So how can you boost … [Read more...]

Filed Under: Home Buyer Tips Tagged With: FICO Score, Home Buyer Tips, Improving Credit Scores

Bob Ramalho March 17, 2016

Fed Policymakers Make Interesting Decision on Interest Rates

According to a press release by the Federal Reserve, the Federal Open Market Committee (FOMC), the current target federal funds rate will hold steady at  0.25 to 0.50 percent. Committee members cited positive developments in the U.S economy including jobs growth, stronger labor markets and gradually increasing inflation. In addition, stronger housing sector and household spending were also noted as positive signs for the economy. Committee members cited risks associated with global economic … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, FOMC, Interest Rates

Bob Ramalho March 16, 2016

4 Websites to Help You Evaluate the Safety of Your Future Neighborhood

When you're just moving into a neighborhood, it can be hard to know exactly what you're getting into. Certainly, you can see the sights for yourself and read about your new community online, but there are still things that may not be readily available. If you're looking for the cold, hard facts on the safety of your neighborhood, look no further than the following websites for the things you'll want to know. Situation Alerts on SpotCrime By simply typing your street address in at SpotCrime, you … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Neighborhood Evaluations, Neighborhood Safety

Bob Ramalho March 15, 2016

3 Psychological Hacks That Will Help You Sell Your Home Faster

From real estate agents to home buyers, there are so many tips out there on how to sell your home that it can be overwhelming to determine which tricks will boost your success rate and make the sale. If you're looking for a few sure-fire hacks for getting your home off the market quickly, the following may do a lot of the hard work for you so that selling won't remain a worry for long. Stick To A Neutral Palette Neutral colors like white and grey may seem like a boring approach to design, but … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Staging Tips

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