Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 21, 2018

3 Important Factors That Affect Your Real Estate Transaction

The real estate market is quite different from other markets and can be confusing for even the most experienced buyers and sellers. You will need the help of a real estate agent whether you are an experienced buyer or doing it for the first time. Even with the help of an agent, you can educate yourself on some of the basic elements of a real estate transaction in order to make yourself more comfortable throughout the process. Here are 3 things that you should be aware of before you start a real … [Read more...]

Filed Under: Real Estate Tagged With: Escrow, Market Demand, Real Estate

Bob Ramalho November 20, 2018

What Does A Home’s Energy Rating Imply?

Your home's energy rating is an evaluation of your home's overall energy efficiency. If your house's rating is high, it means your potential for energy loss is also high. Bringing your rating numbers down means that your home is becoming more energy efficient.  Your home's energy rating is based on several things. When your energy company does a home energy audit, they are looking for ways that your home or its components are wasting energy. A low rating means that a home is more energy … [Read more...]

Filed Under: Real Estate Tagged With: Energy Rating, Home Efficiency, Real Estate

Bob Ramalho November 19, 2018

What’s Ahead For Mortgage Rates This Week – November 19th, 2018

Last week's economic news included readings on inflation, core inflation and retail sales. Weekly readings on mortgage rates and first-time jobless claims were also released. Inflation, Retail Sales Rise in October Commerce Department readings for October showed higher inflation and retail sales. Consumer Price Index rose by 0.30 percent and met expectations. September's CPI reading was 0.10 percent. Core CPI, which excludes volatile food and energy sectors, also met expectations with a reading … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Bob Ramalho November 16, 2018

5 Strategies Millennials Can Use To Buy Homes

Millennials face numerous challenges when buying their first homes. 55% of young adults between 25 and 34 years old don't own homes as compared to 80% in 1967, according to data from the Census Bureau.  Buying a home is tough with the $1.4 trillion student loan debt, growing childcare expenses and rising rental costs. However, hope is not lost. Millennials can realize the quintessential dream of owning a home.  Millennials can employ several strategies to plan for home ownership … [Read more...]

Filed Under: Real Estate Tagged With: Budget, Home Sales, Real Estate

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