Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho July 15, 2019

What’s Ahead For Mortgage Rates This Week – July 15th, 2019

Last week's economic releases included reports on inflation, core inflation and minutes from the Federal Open Market Committee Meeting held June 18 and 19. Weekly readings on mortgage rates and first-time jobless claims were also released. Inflation Rate Rises, but Grows at Lowest Pace in Four Months June's Consumer Price Index reported the lowest rate of inflation in four months with a year-over-year rate of 1.60 percent growth as compared to May's year-over-year inflation rate of 1.80 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Bob Ramalho July 12, 2019

Innovative Home Security Technology

For market value and the comfort of a home's occupants, home security is just as important as energy-efficiency. Innovation in smart home technology focuses on both of these areas. Here are some tips about things a homeowner can do to make a home more secure and a few pitfalls to look out for, which may not be obvious. Smart View Doorbell No matter how reinforced the front door of a home is, it is not secure if it is opened by someone inside without first knowing who is there. Additionally, … [Read more...]

Filed Under: Real Estate Tagged With: Innovation, Real Estate, Technology

Bob Ramalho July 11, 2019

5 Important Benefits Of Downsizing Your Home

After the children are all grown and moved out, the family home often feels excessively large and empty. If you're in this stage of life, you may be wondering if you should downsize like so many others, or stay put. Downsizing may be the best option, depending on your lifestyle. Here are five benefits of downsizing for you to consider. 1. Less Clutter When you move into a smaller home, you'll have the opportunity to get rid of many possessions that you no longer need. Whether it's sporting goods … [Read more...]

Filed Under: Real Estate Tagged With: Downsizing, Organizational Tips, Real Estate

Bob Ramalho July 10, 2019

4 Tips To Ensure A Successful Closing

As you come up to the date of your closing, there's time to reflect on everything that led to this step. Your real estate agent, mortgage broker, title company and others all work hard to ensure a successful closing for you. They're all in your corner, hoping for the same outcome as you. They've had to do a lot of work behind the scenes that you may not even be aware of. Their diligence and professionalism has already benefited you. But did you know that it's not all riding on your team of real … [Read more...]

Filed Under: Real Estate Tagged With: Closing, Financing, Real Estate

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