Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 2, 2019

What’s Ahead For Mortgage Rates This Week – December 2nd, 2019

Last week’s economic news included readings from Case-Shiller Home Price Indices, readings on new and pending home sales and weekly readings on mortgage rates and new jobless claims. The holiday break on Thursday and Friday curtailed some economic reports. Case-Shiller Reports Uptick in September Home Prices Home prices rose 0.10 percent to a year-over-year growth rate of 3.20 percent in September. Rates of home price growth showed a new geographic trend with smaller cities showing higher … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Bob Ramalho November 29, 2019

How Much Money To Budget For Home Maintenance

Owning a home comes with a lot of responsibilities. One of these involves home maintenance. Sometimes, people are surprised by the size and frequency of home maintenance costs. In order to reduce the stress that comes with home maintenance, it is important to plan ahead of time. This means budgeting for the inevitable costs that come with home maintenance. There are a few systems that people can use to estimate their home maintenance costs. The Percentage System One of the most common systems … [Read more...]

Filed Under: Real Estate Tagged With: Home Improvement, Household Repairs, Real Estate

Bob Ramalho November 27, 2019

5 Essential Books To Read Before Starting In Real Estate

It is important for everyone to put money in a position to make money in order to make financial dreams come true. One of the common targets that people circle is real estate investing. Before jumping into the world of real estate investing, it is important for everyone to be prepared. This starts by reading a few fantastic books that can help people learn more about the environment associated with investing in real estate. The Book On Investing In Real Estate One of the first books that people … [Read more...]

Filed Under: Real Estate Tagged With: Education, Market Trends, Real Estate

Bob Ramalho November 26, 2019

How Growing, Multi-Generational Families Impact Home Design And Financing

There has been a surge in families who have multiple generations living together. In many cultures, children take care of their parents as they age. This is done in an effort to repay the parents for raising them during their childhood. At the same time, when there are multiple generations living together in the same home, there are some changes in both home design and financing. Financing a Multi-Generation Home Anyone who is looking to finance a multigeneration home will need to detail their … [Read more...]

Filed Under: Real Estate Tagged With: Market Trends, Multigenerational Living, Real Estate

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