Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 30, 2020

Buying A New Car Impacts The Ability To Buy A New Home

Those who are in the process of buying a new home need to be aware of some of the factors that might influence their ability to do so. Even though credit score, income, and assets will play major roles in whether or not someone might be approved for a loan, there are other factors that will play a role as well. Buying a new car might even have an impact on the homebuying process. Why is this the case? The Debt Payments On The Car Will Play A Role There are multiple ways to buy a car. Some people … [Read more...]

Filed Under: Real Estate Tips Tagged With: Debts, New Car, Real Estate Tips

Bob Ramalho September 29, 2020

Understand Coronavirus Mortgage Relief Options

The coronavirus pandemic has impacted everyone. For homeowners, they might be wondering how they are able to keep up with their mortgage in light of shelter in place orders, financial difficulties, and unemployment problems. Federal agencies and regulatory authorities are putting relief measures in place during the pandemic to help people who might have trouble keeping up with their mortgage. When it comes to coronavirus mortgage relief, there are a few tips that everyone should keep in … [Read more...]

Filed Under: Real Estate Tips Tagged With: Mortgage Relief, Real Estate Tips, Refinancing

Bob Ramalho September 28, 2020

What’s Ahead For Mortgage Rates This Week – September 28, 2020

  Last week’s economic news included readings on new and existing home sales and Fed Chair Jerome Powell’s testimony on changing the Fed’s business loan policy. Weekly readings on mortgage rates and jobless claims were also released. Sales of New and Pre-Owned Homes Rise In August New homes sold at a seasonally-adjusted annual pace of 1.01 million sales; analysts expected the sales pace to fall to 900,000 sales from July’s reading of 965,000 new home sales. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Home Sales, Jobless Claims

Bob Ramalho September 25, 2020

Negotiation Tips: How to Ask the Seller to Pay the Closing Costs

You've found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. However, you know that there are going to be thousands of dollars in closing costs that need to be paid before the sale is completed and you become the home's new owner. The question is, should you ask the seller to pay some or all of the closing costs? In today's blog post we'll address this question and list a few scenarios in which you may want to … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Negotations

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