Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 24, 2020

How Much Income Should People Spend On A Mortgage?

When people are looking for a home, this is an exciting process. There is always something fun about looking at potential homes and envisioning a future there. This is a big decision. At the same time, it is just as important for people to think about how much of their money they should be spending on their mortgage. There are a few rules of thumb that people should keep in mind.  The 28 Percent Rule One of the most common rules that financial advisors and lenders are going to talk about is … [Read more...]

Filed Under: Real Estate Tips Tagged With: House Payment, Income, Mortgage

Bob Ramalho August 20, 2020

The Home Buyer Assistance Program Provides Assistance To Local First-Time Homebuyers

Recently, the local region’s subcommittee held a meeting using videoconferencing and discussed a new version Home Buyer Assistance Program. The Home Buyer Assistance Program has been designed to help first-time homebuyers by providing a down payment of up to $25,000. The funding for the Home Buyer Assistance Program is going to come from the city’s reparations fund. The local city council agreed to deposit up to $10 million in tax revenue from the city into this fund. It appears that … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, Home buyer Assistance, Mortgage

Bob Ramalho May 27, 2020

Qualify For A Larger Mortgage With A Co-Signer

There are numerous steps involved in the process of buying a new home. It is important to go through the mortgage qualifying process before looking at dream houses. This gives people an idea of how big a house they can afford. Sometimes, individuals looking for a house might not get a loan that is big enough to cover their dream house. There are ways to qualify for a larger loan; however, one of the fastest methods is to use a co-signer. What Is A Co-Signer? A co-signer is someone who signs onto … [Read more...]

Filed Under: Real Estate Tagged With: Co-Signer, Mortgage, Qualify

Bob Ramalho May 8, 2020

How To Save Big Money On Your Next Home Renovation Project

Every year, homeowners spend billions of dollars renovating their homes. It almost seems expected that homeowners are going to end up going over budget on any project. On the other hand, this doesn't have to be the case. In reality, there are a few tips and tricks that homeowners can follow to help them save big money on that next home renovation project. Serve As The General Contractor Many homeowners hire a general contractor to control the staffing of each individual project. While this might … [Read more...]

Filed Under: Mortgage Tagged With: Home Improvement, Home Renovation, Mortgage

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Bob

Bob Ramalho


REALTOR ®
Cell: 603-440-3697
Office: 800-392-2377
Email: bob.ramalho@verani.com
NH License #067453
MA License #9550545

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Recent Articles

  • How To Stretch Home Improvement Dollars The Most
  • The Top Ways To Upgrade The Exterior Of The Home On A Budget
  • Buying a New Home in the City? The Pros and Cons of Buying a Home on a Busy Street
  • What’s Ahead For Mortgage Rates This Week – January 19, 2021
  • Tips For Getting A Mortgage Application Approved
  • Three Hot Renovations That Will Boost Your Home’s Value Without Breaking the Bank
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