Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 2, 2020

You May Need More Than You Think To Buy Your First Home

Those who are thinking about buying their first home soon are likely saving up for a down payment. This can be a challenging process because, for many people, this is the largest amount of money they have ever saved in their lives. Sadly, the amount that people might need to buy their first home is more than they think. There are numerous other costs that go along with buying and maintaining a home. As a result, people need to save up more than they think. Even for starter homes that are usually … [Read more...]

Filed Under: Real Estate Tips Tagged With: Down Payment, Home Loan, Mortgage Loans

Bob Ramalho July 23, 2020

A Guide To Everything Regarding Instant Pre Approved Home Loans

There are many people who set buying a home as one of their major life goals. There is a lot that comes with owning a home including a major investment opportunity, a sense of stability, and a feeling of pride; however, homes are also expensive. It can be challenging to find a home loan. A traditional mortgage requires a thorough credit check and could take a long time to get approved. Some people might not even qualify. On the other hand, there is also a helpful alternative called an instant … [Read more...]

Filed Under: Real Estate Tagged With: Home Loan, Pre-Approval, Real Estate

Bob Ramalho September 13, 2019

Simple Tips To Pay Off A Home Mortgage Loan Faster

It is a major life decision to buy a home and yet many do not consider how much they will pay on the interest over the life of the loan. All they usually think about is if they can afford to pay the monthly mortgage payments. It is helpful to learn how different loan structures impact the amount of money wasted on the interest paid for a home loan. Here is a comparison of different loan lengths and payment options to show some helpful ways to reduce the total interest paid. Standard 30-Year … [Read more...]

Filed Under: Mortgage Tagged With: Home Loan, Interest, Mortgage

Bob Ramalho April 24, 2019

4 Ways To Get Your Home Loan Closed Faster

You've finally found the perfect home for your family. Now the only thing standing between you and domestic bliss is the loan process. Use these techniques to shorten the amount of time between placing your bid and getting the final approval on your new home mortgage. Perfect Your Credit Rating Your credit score is a measure of your financial responsibility. Lenders look closely at your creditworthiness in their attempt to decide your loan's risk. Before you start shopping, take some time to … [Read more...]

Filed Under: Mortgage Tagged With: Financing, Home Loan, Mortgage

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Bob

Bob Ramalho


REALTOR ®
Cell: 603-440-3697
Office: 800-392-2377
Email: bob.ramalho@verani.com
NH License #067453
MA License #9550545

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Verani Realty: (800) 392-2377

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Recent Articles

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